Privacy Policy

1. INTRODUCTION

This Privacy Policy (“Privacy Policy”) describes how MySquard Inc. and its affiliates will gather, use, and maintain your Personal Information on the MySquard Platform. It will also explain your legal rights with respect to that information.

By using the MySquard Platform, you confirm that you have read and understand this Privacy Policy, and our Terms and Conditions (together referred to herein as the “Agreement”). The Agreement governs the use of the MySquard Platform. MySquard will collect, use, and maintain information consistent with the Agreement.

2. INFORMATION COLLECTION

2.1 Information you provide to MySquard

MySquard collects certain personally identifiable information about you, including information that can identify, relate to, describe, be associated with you, or is reasonably capable of being associated with you(“Personal Information”).

Examples of Personal Information that MySquard collects include but are not limited to:

Contact Information. This may include your first and last name, postal address, telephone number, and email address.

Billing Data. This may include your payment instrument number (such as a credit or debit card number), expiration date, and security code as necessary to process your payments.

Identity Information. If you are a Service Provider, we may collect Personal Information, such as your date of birth and address, national identification number if applicable, together with the result of basic criminal record checks as provided by you, or by our Third-Party Agents, as applicable and to the extent permitted by law in your jurisdiction.

• Financial Information — including credit card numbers, bank routing numbers, tax information, taxpayer identification number, and other payment information.
• Promotional Information — including information collected through newsletters, surveys, contests, and similar offerings.
• Content Information — including information contained in emails, chat messages, inquiries, and communications exchanged through the MySquard Platform.

3. INFORMATION MYSQUARD COLLECTS AUTOMATICALLY

We automatically collect certain information when you use the MySquard Platform. The categories of information we automatically collect include:

Service Use Data, including data about features you use, pages you visit, emails and advertisements you view, portions of the MySquard Platform that you view and interact with, the time of day you browse, and your referring and exiting pages.

Device Data, including data about the type of device or browser you use, your device’s operating system, your internet service provider, regional and language settings, IP address, device identifiers, and other technical information.

Location Data, including imprecise location data and, with your consent where required by applicable law, precise location data such as latitude and longitude.

Cookies and similar technologies are described in our Cookie Policy, which explains the different categories of cookies and similar technologies that the MySquard Platform uses and why we use them.

4. MYSQUARD’S USE OF INFORMATION

We collect and use information for business and commercial purposes in accordance with the practices described in this Privacy Policy.

• To operate and make available the MySquard Platform.
• For billing and fraud prevention.
• To conduct identification and criminal background checks where applicable.
• To analyze MySquard Platform usage and improve our services.
• To contact you regarding transactional and marketing communications.
• To provide customer support.
• For internal market research.
• For troubleshooting and security purposes.
• To assist in resolving complaints and disputes.
• To enforce our Terms and Conditions.

5. INFORMATION SHARING

We only share the information we collect about you as described in this Privacy Policy or as described at the time of collection or sharing.

• Email and communication services
• Identity and background checks
• Fraud prevention and detection
• Customer relationship management
• Data analytics
• Marketing and advertising
• Website hosting
• Technical support
• Financial transaction processing

6. YOUR RIGHTS AND CHOICES

You may opt out of receiving promotional communications from us and may request the removal of your Personal Information from our databases or deactivate your account by logging into the Site or App or by contacting us.

Account Settings. You can manage your communication preferences through your account settings.

Push Notifications. You can configure push notifications through your mobile device settings.

Corrections to Profile. You have the right to access, update, and correct inaccuracies in your profile information.

7. MYSQUARD’S INFORMATION RETENTION POLICY

We retain personal data for as long as you are a User in order to meet our contractual obligations and for such longer periods as may be necessary to comply with legal obligations or serve our legitimate interests.

8. MYSQUARD’S SECURITY OF COLLECTED INFORMATION

Your MySquard account is password-protected. MySquard implements reasonable administrative, physical, and technical safeguards to protect information from loss, theft, misuse, unauthorized access, disclosure, alteration, and destruction.

9. NOTIFICATION OF CHANGES

MySquard’s Privacy Policy is periodically reviewed and enhanced as necessary. We encourage you to review this Privacy Policy periodically for updates.

10. CHILDREN’S PRIVACY

This service is intended for a general audience and is not directed at children under 13 years of age. In certain jurisdictions, this minimum age may be higher.

11. ADDITIONAL DISCLOSURES FOR CALIFORNIA RESIDENTS

These additional disclosures apply only to individuals who reside in California. The California Consumer Privacy Act of 2018(“CCPA”) provides additional rights to know, delete, and opt out.

• Identifiers
• Customer records
• Demographic information
• Analytics and advertising information
• Internet activity
• Geolocation data
• Inferences

Right to Know and Delete. California residents may have rights to request information about the categories of Personal Information collected, the sources of that information, the purposes for collection, and the categories of third parties with whom information is shared.

Right to Opt-Out. California residents may have the right to opt out of the sale of Personal Information where applicable under the CCPA.

Authorized Agent. You may designate an authorized agent to submit a request on your behalf, subject to applicable verification requirements.

Right to Non-Discrimination. You have the right to non-discriminatory treatment when exercising applicable privacy rights.